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花旗集團 (C.US) 的2023年第四季財報浮現淨虧損高達 18 億美元,與2022年第四季 25.1 億美元的淨利形成鮮明對比。 赤字主要是由兩個關鍵因素造成-首先,花旗集團的信貸總成本激增92%,達到35.47億美元。 其次,本季總營收以年率計算下滑 3%。
該公司上週五發佈的聲明中指出,2023年第四季的總營運成本增加了23% 來到160億美元。在這些營運支出當中,17 億美元歸因於根據 FDIC 評估之稅前和資產剝離相關成本。 執行長蘇珊·弗雷澤 (Susan Fraser) 正在進行全球業務重整,其中包括出售十幾家零售銀行業務,因而費用增生。
弗雷澤評論:“在簡化和資產剝離方面所取得進展後,2024 年將是一個轉折點,因為我們將能夠完全專注於主要五項業務的業績和轉型。”“我們對適應不斷變化的資本和宏觀環境以實現中期目標並提升股東投報的能力充滿信心,同時繼續進行轉型所需的投資。”

(花旗集團2023年第四季收益)
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市場易受供求關系變化的影響
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流動性兼顧深度與多元化,無隱藏費用
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